Iowa. Breach notification. Act

IA breach lawIowa data breach notification law (Iowa Code ch. 715C)

In force
Partly verifiedMedium confidence. Penalty figure from Iowa Consumer Fraud Act general cap; not confirmed on summary page.

§1Summary

Synopsis

Requires businesses (and in most cases public bodies) that own or license computerised personal information about Iowa residents to notify affected individuals after a security breach. Core timing rule: Individuals in the most expeditious manner possible. Covered data: name plus SSN, government ID, financial account with codes, unique electronic identifier/routing code, biometric data.

Key themes
  • breach notification
  • personal information definition
  • regulator notice
  • consumer reporting agency notice
  • vendor-to-owner notice
  • encryption safe harbour
  • substitute notice
  • law enforcement delay
Unique features

Short 5-business-day AG window after consumer notice; no-harm determinations must be documented and kept for 5 years.

SaaS relevance

A SaaS provider hosting customer data is usually the 'maintaining' entity, not the owner: Iowa requires the maintaining entity to notify the owner immediately after discovery. The owner customer then carries the individual and regulator notices, so contracts should fix timelines and cooperation.

§2Obligations

Extraterritorial
Limited
Breach notification
Individuals in the most expeditious manner possible; AG within 5 business days after notifying consumers if >500 residents
DPO
No
Cross-border transfers
None
Maximum penalty
Consumer Fraud Act remedies; up to $40,000 per violation

§3Dates

Key dates
  • Adopted
  • In force
  • SF 2177 (2018, eff. 2018-07-01) latest amendment; SF 2259 (2014) added AG notice

§4Text and authority

Text
Authority
Iowa Attorney General (Consumer Protection Division)

§5Where it applies

Domestic law of
Iowa

§6Sources and verification

Sources consulted
Verification

Medium confidence.

Partly verifiedMedium confidence. Penalty figure from Iowa Consumer Fraud Act general cap; not confirmed on summary page.