Massachusetts. Breach notification. Act

MA breach lawMassachusetts data breach notification law (Mass. Gen. Laws ch. 93H; 201 CMR 17.00)

In force

§1Summary

Synopsis

Requires businesses (and in most cases public bodies) that own or license computerised personal information about Massachusetts residents to notify affected individuals after a security breach. Core timing rule: Individuals as soon as practicable. Covered data: name plus SSN, driver's licence/ID, financial account or card numbers.

Key themes
  • breach notification
  • personal information definition
  • regulator notice
  • consumer reporting agency notice
  • vendor-to-owner notice
  • encryption safe harbour
  • substitute notice
  • law enforcement delay
Unique features

Notices to residents must not disclose the nature of the breach or number affected; 18 months of free credit monitoring when SSNs are exposed; 201 CMR 17 imposes a written information security programme.

SaaS relevance

A SaaS provider hosting customer data is usually the 'maintaining' entity, not the owner: Massachusetts requires the maintaining entity to notify the owner as soon as practicable and cooperate, including disclosing remediation steps. The owner customer then carries the individual and regulator notices, so contracts should fix timelines and cooperation.

§2Obligations

Extraterritorial
Limited
Breach notification
Individuals as soon as practicable; AG and OCABR for every notifiable breach (no threshold); CRAs as directed
DPO
No
Cross-border transfers
None
Maximum penalty
Up to $5,000 per violation under ch. 93A

§3Dates

Key dates
  • Adopted
  • In force
  • HB 4806 (2019, eff. 2019-04-11) added 18-month credit monitoring and notice-content rules

§4Text and authority

Text
Authority
Massachusetts Attorney General and Office of Consumer Affairs and Business Regulation

§5Where it applies

Domestic law of
Massachusetts

§6Sources and verification

Sources consulted
Verification

High confidence.