Oklahoma. Breach notification. Act

OK breach lawOklahoma data breach notification law (Okla. Stat. tit. 24, §§ 161-166 (Security Breach Notification Act); tit. 74, § 3113.1)

In force

§1Summary

Synopsis

Requires businesses (and in most cases public bodies) that own or license computerised personal information about Oklahoma residents to notify affected individuals after a security breach. Core timing rule: Individuals without unreasonable delay. Covered data: name plus SSN, government ID, financial account/electronic identifier with codes, biometric data.

Key themes
  • breach notification
  • personal information definition
  • regulator notice
  • consumer reporting agency notice
  • vendor-to-owner notice
  • encryption safe harbour
  • substitute notice
  • law enforcement delay
Unique features

Penalty scale depends on whether the entity had reasonable safeguards: compliant entities face no civil penalty; HIPAA/GLBA compliance satisfies individual notice if AG notice is given.

SaaS relevance

A SaaS provider hosting customer data is usually the 'maintaining' entity, not the owner: Oklahoma requires the maintaining entity to notify the owner as soon as practicable after discovery. The owner customer then carries the individual and regulator notices, so contracts should fix timelines and cooperation.

§2Obligations

Extraterritorial
Limited
Breach notification
Individuals without unreasonable delay; AG within 60 days after individual notice if >=500 residents (>=1,000 for credit bureaus)
DPO
No
Cross-border transfers
None
Maximum penalty
Up to $150,000 per breach; $75,000 cap plus actual damages where notice given but safeguards lacking

§3Dates

Key dates
  • Adopted
  • In force
  • SB 626 became law 2025-05-28 without signature, effective 2026-01-01: AG notice, biometrics, reasonable-safeguards safe harbour

§4Text and authority

Text
Authority
Oklahoma Attorney General

§5Where it applies

Domestic law of
Oklahoma

§6Sources and verification

Sources consulted
Verification

High confidence.